1).  Enjoy your season.  You’ve heard me say it before and you’ll hear me say it again and again.  How many parents look back when their children adults and say, “I spent WAY too much time with my son. I wish we had not had all that quality time, laughing and talking.”  Enjoy what God has given you today — not focusing on what you don’t have.

2).  Parent effectively.  Don’t make excuses.  Your parenting will, at least in part, determine how your children behave as adults, so get to it!

3). Create traditions with your family.  Maybe your “family” is just yourself and your little one, right now.  Don’t let that deter you from creating fun traditions in your home.  Maybe your tradition can be cooking Saturday breakfast together or taking walks in your neighborhood on Sunday afternoons.  There are hundreds of ways you can create traditions and further strengthen your relationship with your children, no matter their age. Continue reading »

 

In a day and time when many are taught from a very young age to be selfish, stingy, and demand that we “get ours”(or throw a fit trying), I thought it relevant to go back to the simple principle of generosity.  

Most of us are familiar with Acts 20:35 ”….it is more blessed to give than receive.” 

Do we really get that? Do we understand what that means?  I absolutely love to give gifts to my children at Christmas.  I love to see my four-year-old’s face beam with joy as she opens a new baby doll or dish set.  (My teens’ faces usually only glisten with cash these days, but nonetheless….). What about when we aren’t speaking about our own children, friends, or family?  What about the stranger who is begging roadside or the homeless woman who has two children to care for?   Do you give them? Do you enjoy giving to them?  Or do we run down the list of possible reasons why they “got themselves into that position?” Continue reading »

 

Oh, the sweet innocence of a newborn!  There is nothing quite so special as holding a cuddly, soft newborn as they gaze up at you with wonder and amazement - their eyes so wide, their futures so bright.  When is it, along the way, that we forget that innocence of the children that God has entrusted us with? 

 ”Direct your children onto the right path, and when they are older, they will not leave it.” Proverbs 22:6

I have clung to that Scripture many, many times when I was certain that I was a total failure as a mother.  I have prayed that very verse repeatedly when my teenagers were furious with my parenting decisions.  And in my years of parenting and counseling those who are also on the journey, there are many things I have learned through trial and error (and am still learning).  But this simple fact I know is true.  Continue reading »

 

In light of recent difficult economic times and in remembering those times when I scraped pennies to put gas in my car to get to work, I want to share some simple, but valuable ideas on how to save money in your household.  

  1. Invest in a thermos and make your own premium coffee at home.  It is estimated that coffee shops’ average cup of coffee with all the fixings is $4.00 and the average American buys 3 per week.  This is almost $50 per month spent on luxury coffee.  That’s $600 per year!
  2. Unplug all appliances in your home when not in use.  That’s right.  Unplug that television, lamp, blender, and can opener.  Even when appliances are not in use, they still use energy when staying plugged in.  I learned this little tip a few years ago and immediately saw a difference in my electricy bill.  (I would estimate about $50 per month, at least!)
  3. Call your credit card company and ask for a lower rate.  It seems simply, right?  The truth is, many Americans secured a credit card many years ago and have paid satisfactory for many years.  The rate may have been at 19% several years ago, but credit card companies will very often lower your rate in order to save your business.  (Obviously, I recommend having $0 credit card debt, but in the event you already have the debt, get the lowest rate possible).
  4. Shop cable, internet, and phone companies.  Most of us sign up for these services when moving into our new place and rarely every do anything different.  Because the economic market is suppressed, competition among companies is very high.  Call your companies and ask for their very best deals.  Then, simply shop with competitors.  (I have even been paid $100 cash to stay with my phone company in the past!)
  5. Refinance your home, if you are a homeowner.  Rates are as low as 3.25% right now, which is unprecedented.  If you are paying more than this on your home mortgage now (and you can recoup closing costs on the new loan within 30 months), go for it!  There can be drastic savings on your monthly  mortgage note and your long-term interest.

These suggestions can save you thousands every years and only take a few minutes each to implement into your daily life.  We all can afford to save a few dollars to put back for children’s college funds, our retirement, and more, so get started today. Continue reading »